Banking apps used to be the holy grail of fintech — But now, maybe the best interface is no interface at all.
That was me this summer trying to complete a transaction on the laptop cause I didn't trust the app to actually work 👆🏻Let’s take Karta.io. They basically turned Telegram into a full banking front-end. You chat, you get verified, you get a card, you move money — all inside Telegram. No downloads, no dashboards, no fancy design system. Just conversation.
